Seniors, Poverty and Why?

I was watching the news this morning. This is something I don’t do much anymore for exactly the reason I am going to blog about. The bad news out weighs the good news. It seems people really want to hear the negative or else why would the news be so popular.

 

The topic this morning affected my age group.

A) Seniors filing bankruptcy at a higher rate more now than ever♦

B) Rents raise for the poor♦

 

Why would Seniors file bankruptcy? In my parents era, there was a savings of several years hard work that helped when they retired. In today’s world, so many included benefits have been jerked away in order to save the companies money. The fall-out in 2010 did a lot of damage.

 

The co-pays on insurance have risen above being able to meet, forcing out- of- pockets to empty faster. Insurance companies seem to fight more on even paying what they should. Costs of medications, doctor appointments, and the outrageous prices being charged for inpatient hospital stays are absurd.

No wonder Seniors are struggling. They are forced to work for longer years before retiring and without the extra help government and retirement benefits would be given at the age of sixty-two, life becomes financially in a ruin. Sometimes bankruptcy is the only answer in order to be able to afford what has to be paid for.

 

Why would anyone charge the poor more money on rental properties and leave the moderate and rich alone? Is the secret name of the game to actually dismiss and rid the poor, leaving the fortunate ones to thrive?

 

I don’t  understand any of this. I know in my area and I also have mentioned this before in my other posts, I live in the Orthopedic Capital of the world. Is everyone in my area working at one of these fine manufacturing companies? No, they are not. It is easy to see that the rental prices of homes and apartments are skyrocketing here; but what about those who aren’t fortunate enough to work in these places?

 

Go back to school, further your education; is this your thought? It used to be mine too, but today, the cost of technical colleges and the bigger colleges is almost beyond our reach. The almost guaranteed job offer is not so much in our sight and of course that leaves us with paying those high college loans off. Some people are bettering themselves some, but the paying off those loans is for many years to come.

 

Landlords don’t keep the properties up to date because they would 1. like to keep the profit and 2. some can not afford the prices to do the updates.

 

It is a sad situation. I know for myself, I would love to have a little more freedom and less rules. I would love to have the inner fears removed that if I don’t do this or follow that rule; I am out of here.

 

Oh, don’t get me wrong, I know there are rules, but rules are changed without voting. Rules can be changed and worded differently day to day. What about having the choice to sit in your yard and have a cookout? This is not allowed here.

 

What about planting flowers? We have employees that do that here. We can watch the flowers grow, but what about helping make that happen? What about having the joy of sitting out under the picnic tables, under the shade trees? Taking our tea or coffee and chatting with others?

 

We have benches here and the benches sit under the sun. We have one patio table with four chairs, that I am not sure would hold me and this patio table is to be adequate for eighty-two apartments.

I don’t mean to sound like I am bitching. I truly am not. My thoughts on this are; hey, we made it to our Senior years. We worked hard. We helped our spouses. We fought in the war. We raised our children. We deserve to not live in fear wondering where our next home will be and where funding will come from and; can we afford it.

 

We don’t want to have to file bankruptcy. We worked hard our entire lives and never saw those big, heavy courtroom doors. Why now? Why would anyone want us to have to wait for our retirement? Why would they raise only the elderly and poor’s rents?

 

Perhaps it is true. People don’t want us around or people believe we are children in grown bodies and are pretty much worthless and just taking up space until death takes us.

Well, this is why I don’t watch too much news. It makes me sad. It makes me angry. What is going to happen to our grown children? Their time is coming. What can we do to help them when we can’t even help ourselves.